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MONKEYMOO COURT CLAIM THREAD

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  • #46
    Re: Recived a Claim Form from Lowell Solicitors -

    hi, hope someone here can help me.

    I received a letter last week from county court business centre. 2 weeks before I sent a CCA request to howard cohen and co with the £1 statutory fee explaining in bold this was not to be used for the alleged debt and must be returned forthwith. I got a letter from Robinson way saying they have allocated the £1 to the alleged debt despite me telling them not to. Fast forward and now I have the CCJ request. The money I think is for a loan or credit card, after looking at my credit report this morning it seem I have 2 other CCJ's unbeknown to me for other debt that my ex and I were joint holders, I haven't spoken to him in over 5 years so I'm assuming he has gone bankrupt and i have been given the CCJ. I am thinking after burying me head in the sand for over 5 years i need to sort this out, the way i see it is i have 2 option do an IVA or save up and declare bankruptcy for all the debts I'm worried that even if i pay £1 a month i would be seen as favouring a creditor if i did eventually declare myself bankrupt.. what would happen in the mean time for the pending CCJ? i have very little disposable income and a 0 hour contract so my wages are up and down. please help, i really do not know what to do or where to go next, the issue date was the 10th and i haven't responded yet.

    Comment


    • #47
      Re: Recived a Claim Form from Lowell Solicitors -

      Originally posted by monkeymoo View Post
      hi, hope someone here can help me.

      I received a letter last week from county court business centre. 2 weeks before I sent a CCA request to howard cohen and co with the £1 statutory fee explaining in bold this was not to be used for the alleged debt and must be returned forthwith. I got a letter from Robinson way saying they have allocated the £1 to the alleged debt despite me telling them not to. Fast forward and now I have the CCJ request. The money I think is for a loan or credit card, after looking at my credit report this morning it seem I have 2 other CCJ's unbeknown to me for other debt that my ex and I were joint holders, I haven't spoken to him in over 5 years so I'm assuming he has gone bankrupt and i have been given the CCJ. I am thinking after burying me head in the sand for over 5 years i need to sort this out, the way i see it is i have 2 option do an IVA or save up and declare bankruptcy for all the debts I'm worried that even if i pay £1 a month i would be seen as favouring a creditor if i did eventually declare myself bankrupt.. what would happen in the mean time for the pending CCJ? i have very little disposable income and a 0 hour contract so my wages are up and down. please help, i really do not know what to do or where to go next, the issue date was the 10th and i haven't responded yet.
      This thread?
      http://www.legalbeagles.info/forums/...540#post701540
      CAVEAT LECTOR

      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

      You and I do not see things as they are. We see things as we are.
      Cohen, Herb


      There is danger when a man throws his tongue into high gear before he
      gets his brain a-going.
      Phelps, C. C.


      "They couldn't hit an elephant at this distance!"
      The last words of John Sedgwick

      Comment


      • #48
        Re: Recived a Claim Form from Lowell Solicitors -

        Originally posted by charitynjw View Post
        yes this one.

        Comment


        • #49
          Re: Recived a Claim Form from Lowell Solicitors -

          Originally posted by monkeymoo View Post
          yes this one.
          Have you acknowledged the court claim yet?

          I'll ask (nicely) if [MENTION=49370]Kati[/MENTION] can merge these posts with your other thread. (above link)
          CAVEAT LECTOR

          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

          You and I do not see things as they are. We see things as we are.
          Cohen, Herb


          There is danger when a man throws his tongue into high gear before he
          gets his brain a-going.
          Phelps, C. C.


          "They couldn't hit an elephant at this distance!"
          The last words of John Sedgwick

          Comment


          • #50
            Re: Recived a Claim Form from Lowell Solicitors -

            i haven't as of yet acknowledged no

            Comment


            • #51
              Re: Recived a Claim Form from Lowell Solicitors -

              need to do it now

              Comment


              • #52
                Re: Recived a Claim Form from Lowell Solicitors -

                i have until the 24th, is it advisable to do it ASAP? then how long do I have to do my defence. To make mater worse, I have to go abroad for my sisters funeral end of the month for 2 weeks. so I'm hoping to send my defence or whatever I need to send before, I'm guessing howard will take 2 weeks to reply. so I will be back before I have to send any more documents, do I include my letter to howard and the letter from robinson saying they cashed the £1 even though I stipulated not to, I agree I own the debt, but I disagree with the letter of default, and the fact I have requested information yet they have not replied

                Comment


                • #53
                  Re: Recived a Claim Form from Lowell Solicitors -

                  submit i day before by 4 p.m. then the other side have no time to respond to it at that point

                  - - - Updated - - -

                  they will have 28 days to respond if not gets stayed

                  cashing the £1.00 o.k. as long as they not put it onto the account as a payment, if so keep the letter handy say nothing for now.

                  - - - Updated - - -
                  [MENTION=42011]Nem[/MENTION]sis45

                  Comment


                  • #54
                    Re: Recived a Claim Form from Lowell Solicitors -

                    the acknowledgment or defence? and what do I send in my defence

                    - - - Updated - - -

                    they have put the £1 as payment i recevied a letter from Robinson way saying they have even though i sent the letter to howard cohen and co

                    Comment


                    • #55
                      Re: Recived a Claim Form from Lowell Solicitors -

                      acknowledge is priority the defence as stated above later

                      - - - Updated - - -

                      keep that letter about the £1.00 mis appropriated - keep quiet about it for now.

                      Comment


                      • #56
                        Re: Recived a Claim Form from Lowell Solicitors -

                        You need to acknowledge the court claim within 19 days of the court claim issue form (N1)
                        14 days + 5 allowed for postal service of claim.

                        That is the danger of posting on other people's threads, or having multiple threads of your own if the same issue.
                        The whole thing becomes disjointed & vital info can be overlooked.
                        CAVEAT LECTOR

                        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                        You and I do not see things as they are. We see things as we are.
                        Cohen, Herb


                        There is danger when a man throws his tongue into high gear before he
                        gets his brain a-going.
                        Phelps, C. C.


                        "They couldn't hit an elephant at this distance!"
                        The last words of John Sedgwick

                        Comment


                        • #57
                          Re: Recived a Claim Form from Lowell Solicitors -

                          thank you, but where and how do I start defending this? I was hoping that my letter to Howard would of bought me a bit of time whilst I decide IVA or bankruptcy

                          Comment


                          • #58
                            Re: Recived a Claim Form from Lowell Solicitors -

                            If you don't acknowledge the claim asap, the rest (re this claim) is not going to matter much.
                            CAVEAT LECTOR

                            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                            You and I do not see things as they are. We see things as we are.
                            Cohen, Herb


                            There is danger when a man throws his tongue into high gear before he
                            gets his brain a-going.
                            Phelps, C. C.


                            "They couldn't hit an elephant at this distance!"
                            The last words of John Sedgwick

                            Comment


                            • #59
                              Re: Recived a Claim Form from Lowell Solicitors -

                              okay thank you. I'm just really worried and unsure of what to do after I acknowledge? How to even start!

                              Comment


                              • #60
                                Re: Recived a Claim Form from Lowell Solicitors -

                                Originally posted by monkeymoo View Post
                                okay thank you. I'm just really worried and unsure of what to do after I acknowledge? How to even start!
                                Let us know when acknowledged & back on track.
                                We can then look further.
                                CAVEAT LECTOR

                                This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                                You and I do not see things as they are. We see things as we are.
                                Cohen, Herb


                                There is danger when a man throws his tongue into high gear before he
                                gets his brain a-going.
                                Phelps, C. C.


                                "They couldn't hit an elephant at this distance!"
                                The last words of John Sedgwick

                                Comment

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